Spending & Cash Flow

Reduce Taxes | Invest Wisely | Optimize Income

Yesterday I was clever, so I wanted to change the world.
Today I am wise, so I am changing myself.

- Rumi

Spending & Cashflow

How do you build a solid financial plan when you don’t know where to start? At the beginning, of course.

We’ll begin with taking a look at your cash flow and current expenses to get an overall financial picture. From there, we’ll make a plan to free up a portion of your money to go to work for you. Here’s how:

A lot of time and money has been spent by the financial services industry to convince you that investing is complicated, and you are missing out on some big, secret investment strategy. Not so. It’s really quite simple. By sticking with three basic principles, we can assure you that you have everything you need right now to take control of your finances for good:


Together, we will invest in companies that produce cash flow (income). We stick to companies that make money and like to share it.


Investing in more companies has not been shown to lower your investment return over the long-term, but it has been shown to lower your risk. We are here to help you create a portfolio that will achieve your goals.


When you work with CAP, you’re working with an experienced team of investment professionals whose investment management philosophy is to align your financial goals with a diverse mix of low-cost investment options. Keeping quality high and costs low is important to you, so it is important to us.

In short, we help you invest in companies that make money, invest in lots of them, and pay as little as possible to do so.

If you have been overwhelmed and confused about navigating your personal finances, that ends today. You don’t need to master the stock market, possess the knowledge of a CPA, or complete the final draft of your entire financial life plan. You simply need to get started. Your financial plan does not have to be completed today to feel prepared for the future, but you do have to get started today.

Contact us to schedule a free introductory call with one of our advisors, and let us help you take the first step to simplifying your financial life.

Reasons to Contact Us

We understand scheduling time to speak with a financial planner ranks
just above a trip to the dentist, but it is one of the most important decisions you will make.
Here are few reasons to reach to us now:

Don’t worry if you aren’t organized or know where all of your logins are. We will help you round up everything you need.

Notice how we didn’t use the word budget? We can help put your money to work without subjecting you to boring money management rituals (like tracking your coffee receipts).

Investing seems easy when the market is going straight up, but that isn’t always the case. Let us make sure there is a method to your madness.

Tax planning is proactive, not reactive. If you want to pay your legal obligation, and not a penny more, let’s put together a plan to make that happen.

Spoiler alert, we don’t sell products for commission. Our transparent fee schedule eliminates conflicts and simplifies the process for you.

Don’t leave a mess behind for your spouse, children, or parents to clean up. Get your legal documents in order, your accounts organized, and a written plan to make life easy for anyone you leave behind.

Schedule an Intro Call 🡪

Let’s spend 15-20 minutes together on the phone to see if our services are a fit for you.

Receive a Proposal 🡪

We’ll follow-up our phone call with an agreement that lists what problems we are going to solve, and what it will cost.

Make a Decision

You decide when it’s time to move forward. We hope it’s soon, but we’ll be here when you’re ready!