Financial Planning

Reduce Taxes | Invest Wisely | Optimize Income

It takes as much energy to wish as it does to plan

- Eleanor Roosevelt

You Have Resources, Put Them to Work


Put your money to work on what’s important, not what’s urgent.


Ensure your money is in the right investment, and the right tax structure, to maximize your wealth.


We realize it’s a long way off, but the proper strategy today leads to unlimited options in the future. 

Tax Strategy

If you’re tax planning on April 15th, it’s too late. Get proactive and keep your hard-earned money. 

Risk Management

Receive insurance advice from people who aren’t trying to sell you more. Protect your family…and your wallet. 


Balance saving for the kids (or parents) with taking care of yourself. Also, the time is now to update your legal documents and estate plan.


Building wealth is the process of increasing the value of what you own while reducing the amount of what you owe. Seems simple enough, right? The concept may be simple, but the execution can feel much more daunting.

We’d like to help build your confidence around financial planning. Here is how we partner with you to steadily increase your wealth:

Increase What You Own

Introduction of Smart Investment Strategies

One size fits all does not apply. We'll get to know you and hear about your financial goals to help you get your journey to financial freedom off on the right foot, whether you're planning to invest a little or invest a lot.

Steadily Increase Your Monthly Investment Contributions

As your salary goes, so goes your investment contribution. We'll help you set up an automatic investment plan that makes setting aside money for retirement (or whatever your financial goal is) easy and painless and will automatically adjust to your increases in income.

Implement a Household Spending Plan

Through a process of visualizing your cash flow, we can help you devise and implement a household spending plan and stick to it. Notice we didn't use the "B" word (budget)!

Take Advantage of Retirement Plan Options

Planning for alternate sources of income in retirement requires expert-level advice. We're here to help you ensure that the decisions you make today to build your wealth will result in your desired income and lifestyle in retirement.

Manage Real Estate Efficiently

Real estate can be a powerful tool for building wealth and developing financial freedom. Ask us how we can make sure you're maximizing your real estate income potential!

Decrease What You Owe

Work to Reduce Your Tax Bill

Our CPAs and financial planners will work with you year-round to utilize the latest strategies to maximize opportunities and minimize taxes. This ongoing conversation is just another component of our holistic approach to helping you write your roadmap to financial freedom.

Aim to Reduce or Eliminate Investment Fees Where Possible

The last thing we want is for you to be blind-sided by hefty investment fees. We do the homework to help you make smart choices with your hard-earned money so that you can feel confident that you're getting the most value from your investments without excessive fees that will cut into your returns.

Implement a Debt Reduction Plan

Here at CAP we don't think all debt is bad debt. But some types of debt, and certainly too much debt, should eventually be eliminated, or at least reduced. Paying off debt isn't quick or easy, and it can feel like a scary, monumental task. We are here to empower you to develop a personalized plan to reduce or entirely eliminate your debt.

Eliminate Wasteful Household Spending

Are you still paying for a monthly Xbox Live subscription even though your son switched over to PlayStation three years ago? Paying for grocery delivery when you could drive to the store and have the groceries brought to your car for free? We'd love to sit down with you and discover ways to eliminate wasteful spending you may not even realize is occurring.

Eliminate Unnecessary Insurance Expenses

We’ve all been pressured to purchase useless rental car insurance a time or two, and don’t get us started on extended car warranty robocalls, but do you know about all of the other hidden fees and insurance riders you might be unnecessarily paying for? We do and can’t wait to help you stop paying for what you don’t need!

If you are serious about building wealth and planning your dream retirement, we want to help you make those goals a reality through the combination of our financial education, knowledge, and advice. Contact us to schedule a free introductory call with one of our advisors, and let us help you take the first step to financial freedom.

Schedule an Intro Call 🡪

Let’s spend 15-20 minutes together on the phone to see if our services are a fit for you.

Receive a Proposal 🡪

We’ll follow-up our phone call with an agreement that lists what problems we are going to solve, and what it will cost.

Make a Decision

You decide when it’s time to move forward. We hope it’s soon, but we’ll be here when you’re ready!